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FABINDIA SBI Credit Card
SBI Card
shopping
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
5% points
Foreign Markup
3.5% on all foreign currency spends.
Fee Waiver
Get your renewal fee waived off on a minimum spend of ₹1 lakh in the previous year.
Interest Rate
3.5% per month
Welcome Benefits
Fabindia gift vouchers worth ₹500 & Fabfamily Gold Tier membership.
Product Highlights
- Get up to 5 Reward Points on every ₹100 spent on Fabindia stores.
- Gift vouchers worth ₹500 as a welcome gift.
- Access to Fabfamily Gold Tier membership.
- Gift vouchers worth ₹750 on achieving the milestone spend.
- Spend-based renewal fee waiver.
- 1% fuel surcharge waiver.
Rewards
You get 5 Reward Points on every ₹100 you spend on Fabindia stores. You get 2 Reward Points on every ₹100 you spend on movies, dining, and entertainment. You get 1 Reward Point on every international spend of ₹100. You get 1 Reward Point on every ₹200 you spend on all other categories.
Redemption
1 Reward Point = 1 Fabfamily Reward = ₹1.
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Fabindia | 5 Reward Points per ₹100 spent | offline |
| Dining & Entertainment | 2 Reward Points per ₹100 spent | offline |
| International Spends | 1 Reward Point per ₹100 spent | offline |
| All Other Categories | 1 Reward Point per ₹200 spent | offline |
Benefits & Features
1% fuel surcharge waiver for all fuel transactions up to ₹3,000.
Fees & Charges
Annual Fee₹499
Joining Fee₹499 + GST
Fee WaiverGet your renewal fee waived off on a minimum spend of ₹1 lakh in the previous year.
Foreign Markup3.5% on all foreign currency spends.
Interest Rate3.5% per month
Cash Advance2.5% of the cash amount withdrawn or ₹500 (whichever is higher).
Redemption Fee₹99
Eligibility
Available Networks
rupay
Pros & Cons
Pros
- 5 Reward Points on Fabindia stores
- Gift vouchers on milestone spend
Cons
- Limited to Fabindia stores for maximum rewards
- Redemption fee of ₹99
Partner Merchants
FabindiaAditya Birla FashionYatraBATAHush Puppies