HomeCredit CardsRBL World Safari Credit Card
RBL World Safari Credit Card

RBL Bank

RBL World Safari Credit Card

mastercardplatinumcredittravel

Annual Fee

₹3,540₹3,000 + GST

Base Reward

5% points

Foreign Markup

Nil

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4.3/5
VerifiedLast updated 26 May 2026

Welcome Benefits

MakeMyTrip Voucher Worth ₹3,000

Product Highlights

  • Welcome gift voucher worth ₹3,000 from MakeMyTrip
  • Up to 5 travel points on every spend of ₹100
  • Complimentary domestic and international lounge access
  • No foreign currency markup fee

Category Rewards

travel

5X RP on Travel

5X

travel

5X RP on Travel

5X

travel

5X RP on Travel

5X

Reward Calculator

Costs you ₹2,490/year

Break-even needs ~₹43,829/month at your reward mix.

Monthly spend

₹13K

across all your buckets

Points / yr

4.2K

RBL Reward Points

Best worth

₹1.1K

via standard · ₹0.25/pt

Effective rate

0.67%

Annual fee

₹3,540

Year 1 net

₹-2,490

Year 2+ net

₹-2,490

ongoing

Adjust your spend by reward bucket

2 buckets
1.25%5X RP on Travel
₹3,000/mo
Earns 150 rbl reward points / mo≈ ₹38 worth/mo
0.50%All other spends
₹10,000/mo
Earns 200 rbl reward points / mo≈ ₹50 worth/mo

Surcharges & Exclusions

Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.

Excluded from rewards

fuel, emi, cash advance, rent, wallet, government

Fuel surcharge waiver (good news)

1%

on ₹500–₹4,000 fuel txns · capped at ₹100/cycle

Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.

Rewards Details

Earn 5 Travel Points on every ₹100 spent on travel and 2 Travel Points on every ₹100 spent on all other eligible spends.

Reward Points — Redemption Value
  • 1 Travel Point = ₹0.25

Benefits & Features

Domestic: 2 Complimentary Lounge Access Each Quarter (8 Each Year) (Spends of ₹35,000 or More in the Previous Quarter) International: 2 Free Visits Each Calendar Year (Available from year 2 onwards) Complimentary access to domestic and international airport lounges.

Pros & Cons

Pros

  • Zero Forex Markup charges
  • Complimentary airport lounge access
  • Up to 25,000 bonus travel points

Cons

  • No reward points for international spends
  • Limited to specific merchants for bonus points

Additional Info

Excluded Categories

fuelinsuranceutilitiesrailwayseducationwalled reloadrentgovernment transactions

Partner Merchants

MakeMyTrip

Ready to apply?

Apply directly on the bank's official website. Quick approval, no hidden steps.

Apply Now

Official bank website · Secure

Fees & Charges

Annual Fee₹3,000
Joining Fee₹3,000 + GST
Foreign MarkupNil
Interest Rate3.99% per month
Cash Advance2.5% of the withdrawal amount, subject to a minimum charge of ₹500.
Redemption Fee₹99 + GST

Eligibility

Min Age

21 yrs

Networks

mastercardvisa