Yes Bank
YES ACE Credit Card
Annual Fee
₹499
Base Reward
4% points
Foreign Markup
2.75% of the transaction amount
Product Highlights
- 8 Reward Points on each spend of ₹200 for online shopping
- 4 Reward Points on each spend of ₹200 for offline shopping
- 2 Reward Points for each spend of ₹200 on select categories
Category Rewards
shopping
8 Reward Points on online spending
8 Reward Points on online spending
other
4 Reward Points on offline spending
4 Reward Points on offline spending
utilities
2 Reward Points on select categories
2 Reward Points on select categories
Fee Waiver
Waiver of joining and renewal fee on the basis of the amount spent using the credit card.
Rewards Details
8 Reward Points on online spending of ₹200, 4 Reward Points on offline spending, and 2 Reward Points on select categories like rent, insurance, etc.
- The reward points can be redeemed against a variety of products and vouchers available on the website.
Benefits & Features
1% fuel surcharge is waived off across all fuel stations in India.
Pros & Cons
Pros
- Low joining fee of ₹499
- Waiver of joining and renewal fees on reaching milestone benefits
Cons
- No international or domestic lounge access is provided with this card
- You won’t get any movie benefits along with this card
Additional Info
Capped at 5,000 Reward Points each statement cycle.
Excluded Categories
Fees & Charges
Eligibility
Min Age
21 yrs
Salaried
₹0.3L+
Self-Emp
₹7.5L+
Networks
Fee Waiver
Waiver of joining and renewal fee on the basis of the amount spent using the credit card.