Yes Bank Marquee Credit Card
Yes Bank
Annual Fee
₹4,999
Joining Fee
₹9,999 + GST
Base Reward
4.5% points
Foreign Markup
1% of the Transaction Amount
Fee Waiver
Spend ₹10 Lakh in a Year
Interest Rate
2.99% per month
Welcome Benefits
40,000 Reward Points
Product Highlights
- Unlimited lounge access
- BOGO on movies
- Accelerated Reward Points
Rewards
Earn 36 Reward Points for each spend of ₹200 on online shopping, 18 Reward Points for each offline spend of ₹200, and 10 Reward Points on select categories such as Recharge and Utility Bill Payments.
Redemption
1 Reward Point = Up to ₹0.25
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
shopping | 4.5%(36 RPs for Each Spend of ₹200 on Online Shopping) | No cap |
other | 1.25%(10 RPs for Each Spend of ₹200 on Select Categories) | No cap |
Benefits & Features
Domestic: 6 Free Visits Each Quarter (24 in a Year) (Spend ₹1 Lakh in the previous quarter to be eligible) International: Unlimited Lounge Access (Available for Primary & Add-On Cardholders) Unlimited international lounge access for primary and add-on cardholders, with 4 complimentary visits for guests in a calendar year.
Fees & Charges
Eligibility
Min Age
21 years
Max Age
60 years
Min Income (Salaried)
₹3,00,000
Min Income (Self-Employed)
₹24,00,000
Available Networks
Pros & Cons
Pros
- Unlimited lounge access
- Lower Foreign Currency Mark-Up of 1%
- Attractive discounts on dining
Cons
- High joining fee of ₹9,999
- Limited welcome benefits in accordance with the high joining charge
Additional Info
Excluded Categories