HPCL Energie RuPay BOBCARD Credit Card
Bank of Baroda
Annual Fee
₹499
Joining Fee
₹499 + GST
Base Reward
2% Reward Points
Foreign Markup
3.5% on all foreign transactions
Fee Waiver
Get renewal fee waived off on spending ₹50,000 or more in the preceding year.
Interest Rate
3.75% per month
Welcome Benefits
500 Bonus Reward Points On Spending ₹5,000 or More Within 60 Days of Card Issuance
Product Highlights
- 500 Bonus Reward Points (Transaction based)
- 24 Reward Points on every ₹150 spent on fuel purchases at HPCL pumps
- 10 Reward Points on every ₹150 spent on departmental stores and groceries
- 2 Reward Points on every ₹150 spent on all other categories
- Complimentary domestic lounge access
- 25% discount on movie ticket bookings
- 1% fuel surcharge waiver on all fuel transactions
Rewards
Get 24 Reward Points for every ₹150 spent on fuel transactions at all the HPCL fuel stations. 10 Reward Points for every ₹150 spent on groceries and departmental spends. 2 Reward Points for every ₹150 spent on other categories.
Redemption
1 RP = ₹0.25 against statement
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
fuel | 16%(24 Reward Points per ₹150 spent) | No cap |
grocery | 6.67%(10 Reward Points per ₹150 spent) | No cap |
other | 1.33%(2 Reward Points per ₹150 spent) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| HPCL | 24 Reward Points per ₹150 spent(Capped at a maximum of 1,000 Reward Points per statement cycle) | offline |
Benefits & Features
Domestic: 1 Complimentary Domestic Airport Lounge Access Every Quarter (Spends of ₹20,000 in the Previous Quarter) Complimentary domestic lounge access based on spending criteria.
Fees & Charges
Eligibility
Min Age
18 years
Min Income (Salaried)
₹3,60,000
Min Income (Self-Employed)
₹4,80,000
Available Networks
Pros & Cons
Pros
- High reward points on fuel transactions
- Discounts on movie tickets
- Complimentary lounge access
- Low annual fee
Cons
- Limited to HPCL fuel stations for maximum rewards
- Foreign transaction fees apply
- No international lounge access
Additional Info
Important note regarding fuel transactions and rewards.
Capped at a maximum of 1,000 Reward Points per statement cycle.