SBI Card
Club Vistara SBI Credit Card
Annual Fee
₹1,769₹1,499 + GSTBase Reward
1.5% points
Foreign Markup
3.5% on the transaction amount
Welcome Benefits
1 economy class air ticket e-voucher as a complimentary gift and Club Vistara Base membership
Product Highlights
- 1,000 Bonus Club Vistara Points if you spend ₹50,000 within 90 days of card activation.
- Get 1 complimentary economy class air ticket on each annual spending of ₹1.5 lakh, 2.5 lakh, 5 lakh.
Category Rewards
travel
3 CV Points per ₹200 spent
1.5X
Reward Calculator
Earns ₹481/year (net)
Modest gain. Solid hold if you like the perks.
₹25K
across all your buckets
4.5K
Club Vistara Points
₹2.3K
via standard · ₹0.5/pt
Effective rate
0.75%
Annual fee
₹1,769
Year 1 net
+₹481
Year 2+ net
+₹481
ongoing
Adjust your spend by reward bucket
1 bucketsMilestone Rewards
Bonus rewards unlocked at spend thresholds. Use the slider to see what your spend pattern unlocks.
per year · You spend ≈ ₹6L
1 hotel e-Voucher from Yatra
Surcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
balance transfer, cash advance, emi, insurance, jewelry, education, railways, wallet
Fuel surcharge waiver (good news)
1%on ₹500–₹4,000 fuel txns · capped at ₹250/cycle
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
You earn 3 Club Vistara (CV) Points for every ₹200 spent on all categories, including fuel transactions.
- Reward Points directly transferred to Club Vistara account. You can redeem the accumulated CV Points for flights on Air Vistara and partner airlines.
Benefits & Features
Domestic: 4 complimentary access to domestic lounges annually (max 1 visit every quarter) International: Complimentary Priority Pass Membership (Lounge visits are chargeable.) Full lounge access description not provided.
Pros & Cons
Pros
- Complimentary domestic lounge access
- Complimentary Priority Pass membership
- 3 CV Points for every ₹200 spent
Cons
- Annual fee of ₹1,499
- Fuel surcharge waiver not available
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
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