Bank of Baroda
BOBCARD Etihad Guest Credit Card
visaclassiccredittravel
Annual Fee
₹2,500
Base Reward
1% miles
Foreign Markup
1%
4.6/5
Welcome Benefits
2,500 + 2,500 (LIMITED TIME OFFER) Etihad Guest Bonus Miles on Spending ₹10,000 Within 60 Days and Silver Tier Status on First Etihad Transaction Within 6 Months
Product Highlights
- Earn 3 Etihad Guest Miles per ₹100 spent on Etihad Airways
- 1 Mile per ₹100 on all other domestic and international spends
- Complimentary Etihad Guest Silver Tier status on your first Etihad transaction within 6 months
Fee Waiver
Annual Fee Waiver on Spends of ₹3 Lakh or More
Rewards Details
Earn 3 Etihad Guest Miles for every ₹100 spent on Etihad Airways bookings, while all other domestic and international transactions earn 1 Etihad Guest Mile for every ₹100 spent.
Miles — Redemption Value
- Redeem Miles With Etihad Travel
Benefits & Features
Domestic: 8 Complimentary Lounge Visits Per Year (2 Per Quarter) International: 4 Complimentary Lounge Visits Per Year (1 Per Quarter) Full lounge access description
Pros & Cons
Pros
- Competitive 1% Forex markup fee on international transactions
- Fast-track to complimentary Etihad Silver tier status without a minimum threshold requirement
Cons
- Miles can be redeemed only on the Etihad Guest platform, limiting flexibility
Fees & Charges
Annual Fee₹2,500
Joining Fee₹2,500 + GST
Fee WaiverAnnual Fee Waiver on Spends of ₹3 Lakh or More
Foreign Markup1%
Interest Rate3.75% per month
Cash Advance2.5% of the Amount Withdrawn or ₹500 (Whichever is Higher)
Eligibility
Networks
visamastercardrupay
Fee Waiver
Annual Fee Waiver on Spends of ₹3 Lakh or More