IndusInd Bank
IndusInd Bank Platinum Select Credit Card
Annual Fee
Lifetime FreeBase Reward
0.67% points
Foreign Markup
3.5% on all international transactions
Welcome Benefits
Get great discounts at EazyDiner, and gift vouchers from BATA and Vero Moda.
Product Highlights
- 1 Reward Point per transaction of ₹150
- Easy Redemption of Reward Points Against Cash Credit
- Buy 1 Get 1 Free (BOGO) Offer on Movies
- Complimentary Priority Pass Membership
Category Rewards
Specialty
1 Reward Point per ₹150 spent
1 pts/₹150
Fee Waiver
Nil
Reward Calculator
Earns ₹500/year (net)
Modest gain. Solid hold if you like the perks.
₹25K
across all your buckets
2.0K
IndusInd Reward Points
₹500
via statement credit · ₹0.25/pt
Effective rate
0.17%
Annual fee
FREE
Year 1 net
+₹500
Year 2+ net
+₹500
ongoing
Adjust your spend by reward bucket
1 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Get 1 Reward Point for every ₹150 spent. Redeem points against Cash credit, InterMiles, and offers at IndusMoments.
- 1 RP = Re. 0.75 when redeemed against cash credit, 1 RP = 1 Intermile, 1 RP = 0.5 Club Vistara Point.
Benefits & Features
International: Access to over 600 lounges worldwide via Priority Pass. (Charged at US $27 + GST per visit.) Complimentary Priority Pass membership allows access to lounges.
Pros & Cons
Pros
- No annual fee
- Complimentary Priority Pass membership
- 1 Reward Point per ₹150 spent
- Buy 1 get 1 free movie ticket offer
Cons
- Joining fee of ₹999
- No reward points on fuel transactions
- Redemption fee of ₹100 per request
Additional Info
The discount voucher from EazyDiner is valid up to 6 months from the issuance date.
One gift voucher can only be used on a single transaction.
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Networks
Fee Waiver
Nil