American Express
American Express Platinum Travel Credit Card
amexplatinumcredittravelshopping
Annual Fee
₹5,000
Base Reward
2% MR points
Foreign Markup
3.5% of the transaction amount
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4.6/5
Welcome Benefits
10,000 Membership Rewards Points
Product Highlights
- Welcome Gift of 10,000 Membership Rewards Points
- 1 Membership Rewards Point for every ₹50 spent
- 8 domestic airport lounge access every year (max 2 per quarter)
Rewards Details
Earn 1 Membership Rewards Point for every ₹50 spent. Redeem MR Points for vouchers, transfers to various flight and hotel loyalty programs, and more.
Reward Points — Redemption ValueBest: ₹0.5/point
- Redeem MR Points for Vouchers, Transfers to Various Flight and Hotel Loyalty Programs, and More
We use ₹0.5/point as the effective value for card comparisons and recommendations.
Benefits & Features
Domestic: 2 Domestic Lounge Access Every Quarter (8 Each Year) International: N/A 8 complimentary lounge access per annum (max 2 per quarter) at domestic airports across India.
Pros & Cons
Pros
- Attractive milestone benefits to cardholders
- Earn 7,500 bonus MR points on annual spends of ₹1.9 lakh
- 10,000 bonus MR points on spends of ₹4 lakh
- 22,500 MR points along with a ₹10,000 Taj voucher on annual spends of ₹7 lakh
- 8 complimentary lounge access per annum (max 2 per quarter) at domestic airports
Cons
- No complimentary lounge access at international airports
- Priority Pass lounge access incurs a charge of USD 27 per visit per guest
Additional Info
Excluded Categories
fuelinsuranceutilitiescash transactionsEMI conversion
Partner Merchants
Flipkart
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
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Fees & Charges
Annual Fee₹5,000
Joining Fee₹5,000 + GST
Foreign Markup3.5% of the transaction amount
Interest Rate3.5% per month
Cash Advance3.5% of the transaction amount subject to a minimum charge of ₹250
Eligibility
Min Age
18 yrs
Salaried
₹6.0L+
Self-Emp
₹6.0L+
Networks
amex