amexplatinumcredit

American Express Platinum Travel Credit Card

American Express

travelshopping

Annual Fee

₹5,000

Joining Fee

₹5,000 + GST

Base Reward

2% points

Foreign Markup

3.5% of the transaction amount

Interest Rate

3.5% per month

Welcome Benefits

10,000 Membership Rewards Points

Product Highlights

Welcome Gift of 10,000 Membership Rewards Points
1 Membership Rewards Point for every ₹50 spent
8 domestic airport lounge access every year (max 2 per quarter)

Rewards

Earn 1 Membership Rewards Point for every ₹50 spent. Redeem MR Points for vouchers, transfers to various flight and hotel loyalty programs, and more.

Redemption

Redeem MR Points for Vouchers, Transfers to Various Flight and Hotel Loyalty Programs, and More

Benefits & Features

Domestic: 2 Domestic Lounge Access Every Quarter (8 Each Year) International: N/A 8 complimentary lounge access per annum (max 2 per quarter) at domestic airports across India.

Fees & Charges

Annual Fee₹5,000

Joining Fee₹5,000 + GST

Foreign Markup3.5% of the transaction amount

Interest Rate3.5% per month

Cash Advance3.5% of the transaction amount subject to a minimum charge of ₹250

Eligibility

Min Age

18 years

Min Income (Salaried)

₹6,00,000

Min Income (Self-Employed)

₹6,00,000

Available Networks

amex

Pros & Cons

Pros

Attractive milestone benefits to cardholders
Earn 7,500 bonus MR points on annual spends of ₹1.9 lakh
10,000 bonus MR points on spends of ₹4 lakh
22,500 MR points along with a ₹10,000 Taj voucher on annual spends of ₹7 lakh
8 complimentary lounge access per annum (max 2 per quarter) at domestic airports

Cons

No complimentary lounge access at international airports
Priority Pass lounge access incurs a charge of USD 27 per visit per guest

Additional Info

Excluded Categories

fuelinsuranceutilitiescash transactionsEMI conversion

Partner Merchants

Flipkart