HomeCredit CardsAirtel Axis Bank Credit Card
Airtel Axis Bank Credit Card

Axis Bank

Airtel Axis Bank Credit Card

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Annual Fee

₹500

Base Reward

1% cashback

Foreign Markup

3.5% of the total transaction amount.

4.8/5

Welcome Benefits

Amazon Voucher Worth ₹500

Product Highlights

  • 25% cashback on Airtel Mobile, Broadband, WiFi, and DTH recharges via Airtel Thanks app.
  • 10% cashback on utility bill payments via Airtel Thanks app.
  • 10% cashback on Swiggy, Zomato, and BigBasket.
  • 4 complimentary domestic lounge accesses each year.
  • 1% fuel surcharge waiver.

Category Rewards

utilities

10% Cashback

10%

other

1% Cashback

1%

shopping

1% Cashback on Other Shopping

1%

Fee Waiver

Annual Charges Waived on Spends of ₹2 Lakh

Merchant-Specific Rewards

Airtel

Airtel

25% Cashback(₹250 per month)

25%
Utility Bills

Utility Bills

10% Cashback(₹250 per month)

10%
Swiggy

Swiggy

10% Cashback(₹500 per month)

10%
Zomato

Zomato

10% Cashback(₹500 per month)

10%
BigBasket

BigBasket

10% Cashback(₹500 per month)

10%

Rewards Details

25% cashback on Airtel Mobile, Broadband, WiFi, and DTH recharges via Airtel Thanks app (capped at ₹250 per month). 10% cashback on utility bill payments via Airtel Thanks app (capped at ₹250 per month). 10% cashback on Swiggy, Zomato, and BigBasket (capped at ₹500 per month). 1% cashback on all other eligible spends.

Redemption

Direct Cashback Against Statement

Benefits & Features

Domestic: 4 complimentary visits per year (Min ₹50,000 spend in the previous quarter required for activation.) Complimentary lounge access available with a minimum spend of ₹50,000 in the previous quarter. Without meeting the spend criteria, access is not available.

Pros & Cons

Pros

  • 25% exclusive cashback on Airtel Mobile, WiFi, Broadband and DTH services.
  • 1% cashback on all other purchases.
  • Easy application process with delivery in 7 to 10 days.

Cons

  • No access to international lounges.
  • Less beneficial for users who prefer payment platforms like Amazon Pay or Google Pay.

Additional Info

Cashback for Airtel and utility payments is only applicable if made through the Airtel Thanks app.

Cashback earned will be credited three days before the statement generation date.

Annual fee waiver is applicable only after spending ₹2 lakh in the previous anniversary year.

Cashback capped at ₹250 for Airtel and utility payments, ₹500 for partner merchants.

Excluded Categories

fuelrentgovteducationemiwallet

Partner Merchants

SwiggyZomatoBigBasket

Fees & Charges

Annual Fee₹500
Joining Fee₹500 + GST
Fee WaiverAnnual Charges Waived on Spends of ₹2 Lakh
Foreign Markup3.5% of the total transaction amount.
Interest Rate3.75% Per Month (55.55% Per Annum)
Cash AdvanceMin of ₹500 Up to 2.5% of the Cash Withdrawn

Eligibility

Min Age

18 yrs

Networks

visamastercard