Airtel Axis Bank Credit Card
Axis Bank
Annual Fee
₹500
Joining Fee
₹500 + GST
Base Reward
1% cashback
Foreign Markup
3.5% of the total transaction amount.
Fee Waiver
Annual Charges Waived on Spends of ₹2 Lakh
Interest Rate
3.75% Per Month (55.55% Per Annum)
Welcome Benefits
Amazon Voucher Worth ₹500
Product Highlights
- 25% cashback on Airtel Mobile, Broadband, WiFi, and DTH recharges via Airtel Thanks app.
- 10% cashback on utility bill payments via Airtel Thanks app.
- 10% cashback on Swiggy, Zomato, and BigBasket.
- 4 complimentary domestic lounge accesses each year.
- 1% fuel surcharge waiver.
Rewards
25% cashback on Airtel Mobile, Broadband, WiFi, and DTH recharges via Airtel Thanks app (capped at ₹250 per month). 10% cashback on utility bill payments via Airtel Thanks app (capped at ₹250 per month). 10% cashback on Swiggy, Zomato, and BigBasket (capped at ₹500 per month). 1% cashback on all other eligible spends.
Redemption
Direct Cashback Against Statement
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
utilities | 10%(10% Cashback) | No cap |
other | 1%(1% Cashback) | No cap |
shopping | 1%(1% Cashback on Other Shopping) | No cap |
Merchant-Specific Rewards
| Merchant | Reward | Context |
|---|---|---|
| Airtel | 25% Cashback(₹250 per month) | online |
| Utility Bills | 10% Cashback(₹250 per month) | online |
| Swiggy | 10% Cashback(₹500 per month) | online |
| Zomato | 10% Cashback(₹500 per month) | online |
| BigBasket | 10% Cashback(₹500 per month) | online |
Benefits & Features
Domestic: 4 complimentary visits per year (Min ₹50,000 spend in the previous quarter required for activation.) Complimentary lounge access available with a minimum spend of ₹50,000 in the previous quarter. Without meeting the spend criteria, access is not available.
Fees & Charges
Eligibility
Min Age
18 years
Max Age
70 years
Available Networks
Pros & Cons
Pros
- 25% exclusive cashback on Airtel Mobile, WiFi, Broadband and DTH services.
- 1% cashback on all other purchases.
- Easy application process with delivery in 7 to 10 days.
Cons
- No access to international lounges.
- Less beneficial for users who prefer payment platforms like Amazon Pay or Google Pay.
Additional Info
Cashback for Airtel and utility payments is only applicable if made through the Airtel Thanks app.
Cashback earned will be credited three days before the statement generation date.
Annual fee waiver is applicable only after spending ₹2 lakh in the previous anniversary year.
Cashback capped at ₹250 for Airtel and utility payments, ₹500 for partner merchants.
Excluded Categories