fintech
IndusInd Bank Tiger Credit Card
Annual Fee
Lifetime FreeBase Reward
6% Reward Points
Foreign Markup
1.5%
Welcome Benefits
N/A
Product Highlights
- Lifetime free membership
- Access to 600+ lounges
- 1% fuel surcharge waiver
Category Rewards
Specialty
Tiered earn - higher annual spend
7.2X
Reward Calculator
Earns ₹4,032/year (net)
Modest gain. Solid hold if you like the perks.
₹13K
across all your buckets
10.1K
Tiger Reward Points
₹4.0K
via standard · ₹0.4/pt
Effective rate
2.58%
Annual fee
FREE
Year 1 net
+₹4,032
Year 2+ net
+₹4,032
ongoing
Adjust your spend by reward bucket
2 bucketsSurcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
1.5%Charged on every international (non-INR) transaction
Fuel surcharge waiver (good news)
1%Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn up to 6 Reward Points for every ₹100 spent on eligible transactions.
- 1 RP = ₹0.40 against Statement Credit
Benefits & Features
Domestic: 8 Complimentary Lounge Access per Year International: 2 Complimentary Lounge Access per Year Through the Priority Pass Program Access to domestic and international lounges.
Pros & Cons
Pros
- No annual charges
- Access to domestic and international lounges
Cons
- Does not provide any dining benefits
Additional Info
Reward Points expire after 24 months
Users can redeem a maximum of 5,000 Reward Points for cash each month.
Excluded Categories
Partner Merchants
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Min Age
18 yrs
Networks