All Cards
visabasiccredit
Delhi Metro SBI Credit Card
SBI Card
travel
Annual Fee
₹500
Joining Fee
₹500 + GST
Base Reward
10% points
Foreign Markup
3.5% on the conversion amount
Fee Waiver
Renewal fee waived on ₹1,00,000 annual spend
Interest Rate
3.5% per month
Welcome Benefits
2000 Reward Points on spending ₹2000 within the first 60 days of card issuance
Product Highlights
- 2000 Reward Points on spending ₹2000 within the first 60 days
- 10 RP on every ₹100 spent on Dining, Movies, Grocery, Departmental stores, and Utility bill payments
- Auto top-up of ₹200 on your Delhi Metro Smart card when your balance reaches ₹100
Rewards
You earn 10 reward points on every ₹100 spent on Dining, Movies, Grocery, Departmental stores, and utility bill payments. You get 1 reward point for every ₹100 spent on other categories.
Redemption
Reward points can be redeemed against the SBI Card reward catalogue or statement cash.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
dining | 10%(10 Reward Points) | No cap |
entertainment | 10%(10 Reward Points) | No cap |
grocery | 10%(10 Reward Points) | No cap |
utilities | 10%(10 Reward Points) | No cap |
Benefits & Features
1% surcharge waiver on all fuel transactions at all fuel stations across India
Fees & Charges
Annual Fee₹500
Joining Fee₹500 + GST
Fee WaiverRenewal fee waived on ₹1,00,000 annual spend
Foreign Markup3.5% on the conversion amount
Interest Rate3.5% per month
Cash Advance2.5% on the withdrawal amount subject to minimum amount of ₹500
Redemption Fee₹99 per redemption request
Eligibility
Available Networks
visamastercard
Pros & Cons
Pros
- 10 reward points on every ₹100 spent on Dining, Movies, Grocery, Departmental stores, and Utility bill payments
- Renewal fee waiver on annual spending of ₹1,00,000
- 1% surcharge waiver on all fuel transactions
Cons
- No reward points on fuel transactions
- Redemption fee of ₹99 per request
Additional Info
Up to 5,000 reward points per statement cycle
Excluded Categories
fuel