Marriott Bonvoy HDFC Bank Credit Card
HDFC Bank
Annual Fee
₹3,000
Joining Fee
₹3,000 + GST
Base Reward
2% points
Foreign Markup
3.5%
Interest Rate
3.75% per month (45% annually)
Welcome Benefits
Silver Elite Status in the Marriott Bonvoy Program and One Free Night Award Worth 15,000 Marriott Bonvoy Points
Product Highlights
- 1 Free Night Award as a welcome benefit, valid for 1 year at participating Marriott hotels.
- Complimentary Marriott Bonvoy Silver Elite status.
- Up to 3 bonus free night awards on reaching the target spend milestone.
Rewards
8 Marriott Bonvoy Points/₹150 for spends at Marriott Hotels, 4 Marriott Bonvoy Points/₹150 for Travel, Dining, and Entertainment, and 2 Marriott Bonvoy Points/₹150 for Other Spends.
Redemption
Marriott Bonvoy points are credited to your membership account and you can redeem them for discounted hotel stays, dining offers, etc. at participating Marriott Hotels.
Category Rewards
| Category | Reward Rate | Monthly Cap |
|---|---|---|
travel | 8%(8 Marriott Bonvoy Points) | No cap |
dining | 4%(4 Marriott Bonvoy Points) | No cap |
other | 2%(2 Marriott Bonvoy Points) | No cap |
Benefits & Features
Domestic: 12 Complimentary Lounge Access at Both Domestic and International Terminals International: 12 Free International Lounge Visits Complimentary lounge access for both primary and supplementary cardholders with 12 visits to domestic lounges and 12 visits to international lounges per year.
Fees & Charges
Eligibility
Min Age
21 years
Max Age
65 years
Min Income (Salaried)
₹1,00,000
Min Income (Self-Employed)
₹15,00,000
Available Networks
Pros & Cons
Pros
- Offers significantly more value than it costs with reasonable joining and annual charges.
- Numerous lifestyle and hotel benefits including complimentary airport lounge access and Free Night Awards.
Cons
- Redeeming Marriott Bonvoy Points can vary in value, with no clear redemption value for points.
- Silver Elite status may not be sufficient for a premium co-branded card.
Additional Info
Marriott Bonvoy points do not expire as long as you engage in either point earning or point redemption activity at least once every 24 months.
The Free Night Award is only valid for the primary cardholder and must be booked via the Marriott website or mobile app.
Cardholders earn 10 Elite Night credits each year, which can help in upgrading to higher tiers in the Marriott Bonvoy program.
Excluded Categories