SBI Card
Club Vistara SBI Card PRIME
Annual Fee
₹3,539₹2,999 + GSTBase Reward
2% points
Foreign Markup
3.5% (plus applicable taxes)
Welcome Benefits
1 complimentary Premium Economy class ticket as a gift voucher on payment of the joining/renewal fee.
Product Highlights
- 1 Premium Economy Class ticket as a welcome gift upon payment of Annual / Renewal fee.
- 4 Club Vistara Points per ₹200 spent using the card (applicable on all spends including fuel purchases).
- 3,000 CV points on spending ₹75,000 in the first 90 days of card activation.
- 1 Premium Economy class ticket each on annual spends of ₹1.5 lakhs, ₹3 lakhs, ₹4.5 lakhs & ₹8 lakhs.
- 1 Hotel e-voucher from Yatra (worth ₹10,000) if you spend ₹8 Lakh in a year.
Category Rewards
travel
4 CV Points for every ₹200 spent
2X
Reward Calculator
Costs you ₹539/year
Break-even needs ~₹29,492/month at your reward mix.
₹25K
across all your buckets
6K
Club Vistara Points
₹3K
via standard · ₹0.5/pt
Effective rate
1.00%
Annual fee
₹3,539
Year 1 net
₹-539
Year 2+ net
₹-539
ongoing
Adjust your spend by reward bucket
1 bucketsMilestone Rewards
Bonus rewards unlocked at spend thresholds. Use the slider to see what your spend pattern unlocks.
per year · You spend ≈ ₹6L
Hotel e-voucher worth ₹10,000 from Yatra
Surcharges & Exclusions
Watch-outs that quietly erode your effective rewards. Categories listed as “excluded” earn 0% even if the merchant looks normal.
Foreign exchange markup
3.5%Charged on every international (non-INR) transaction
Excluded from rewards
balance transfer, cash advance, emi, insurance, jewelry, education, railways, wallet
Fuel surcharge waiver (good news)
1%on ₹500–₹4,000 fuel txns · capped at ₹250/cycle
Surcharges are typically charged 1 cycle after the transaction and may include GST. Always confirm with the bank's most recent T&C.
Rewards Details
Earn 4 CV Points for every ₹200 spent using the card, including fuel transactions.
- 1 CV Point = ₹0.2 against statement, redeemable for booking award flights, class upgrades, or against any seat reservation under the Vistara Cash + Points program.
Benefits & Features
Domestic: 8 complimentary access to domestic lounges (2 per quarter) International: 4 complimentary visits per year (max 2 per quarter) with Priority Pass membership. Full lounge access description not provided.
Pros & Cons
Pros
- 4 CV Points for every ₹200 spent, including fuel transactions.
- Complimentary domestic and international lounge access.
- Attractive air insurance benefits.
Cons
- Annual fee of ₹2,999 + GST.
- No spend-based waiver.
Ready to apply?
Apply directly on the bank's official website. Quick approval, no hidden steps.
Apply NowOfficial bank website · Secure
Fees & Charges
Eligibility
Min Age
18 yrs
Networks