HomeCredit CardsKrisFlyer SBI Card Apex
KrisFlyer SBI Card Apex

SBI Card

KrisFlyer SBI Card Apex

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Annual Fee

₹9,999

Base Reward

5% miles

Foreign Markup

3.5%

4.6/5

Welcome Benefits

10,000 KrisFlyer Miles upon realization of joining fees and making the first transaction within the first 60 days of card issuance.

Product Highlights

  • High reward rate on Singapore Airlines spends
  • Complimentary lounge access
  • Milestone benefits for frequent travelers

Merchant-Specific Rewards

1 pt ≈ ₹0.25–₹0.50
Singapore Airlines

Singapore Airlines

online

10 KrisFlyer Miles/₹200
Scoot

Scoot

online

10 KrisFlyer Miles/₹200
Pelago

Pelago

online

10 KrisFlyer Miles/₹200
Kris+

Kris+

online

10 KrisFlyer Miles/₹200
KrisShop

KrisShop

online

10 KrisFlyer Miles/₹200

Rewards Details

10 KrisFlyer Miles/₹200 spent on Singapore Airlines Group (Singapore Airlines, Scoot, Pelago, Kris+, and the KrisShop website), 8 KrisFlyer Miles/₹200 on international spends, 6 KrisFlyer Miles/₹200 on all other eligible spends.

Miles — Redemption Value
  • Rewards are Earned as KrisFlyer Miles.

Benefits & Features

Domestic: 2 Visits Each Quarter (8 Annually) International: 8 Airport Visits Abroad Annually Priority Pass for the first two years of card membership.

Pros & Cons

Pros

  • Generous number of domestic and international lounge visits
  • Priority Pass membership for primary cardholders
  • Attractive milestone benefits

Cons

  • High annual fee of ₹9,999
  • Limited rewards outside travel
  • High forex charge of 3.5%

Additional Info

KrisFlyer Miles are valid for two years from the date of credit.

If you close your KrisFlyer SBI Card, redeem your KrisFlyer Miles within 30 days of closure.

Excluded Categories

fuelrentalutilitygovernmentwallet payments

Partner Merchants

Singapore AirlinesScootPelagoKris+KrisShop

Fees & Charges

Annual Fee₹9,999
Joining Fee₹9,999 + GST
Foreign Markup3.5%
Interest Rate3.75% Per Month (45% Per Annum)
Cash Advance2.5% or ₹500 Whichever is Higher
Redemption Fee₹99 + GST

Eligibility

Networks

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