Best Credit Card for Starbucks
We compared 339 Indian credit cards on actual reward rates for Starbucks purchases. Rates verified from bank-published T&Cs — no third-party data.
Top pick
HSBC Visa Cashback Credit Card 10.00%
Top 10 cards for Starbucks
ranked by effective %- Best for Starbucks1visaHSBC
HSBC Visa Cashback Credit Card
Headline 10% maxes at ₹10K spend/cycle, then back to 1.5%
Annual fee: ₹999✓ Dining & Food categoryApply10.00%
effective
- 2visaHSBC
HSBC Live+ Credit Card
10% maxes at ₹10K spend/cycle, then drops to 1.5%
Annual fee: ₹999✓ Dining & Food categoryApply10.00%
effective
- 3rupayHSBC
HSBC RuPay Cashback Credit Card
Monthly aggregate cap ₹400 (lower than Visa Cashback's ₹1K)
Annual fee: ₹499✓ Dining & Food categoryApply10.00%
effective
- 8mastercardRBL Bank
RBL Bank Icon Credit Card
≈ 5% effective — Weekend dining = Sat/Sun only; international = forex transactions
Annual fee: ₹5K✓ Dining & Food categoryApply5.00%
effective
- 9mastercardRBL Bank
RBL Bank Titanium Delight Card
≈ 5% effective — Wednesdays only on Domino's/Pizza Hut
Annual fee: ₹750✓ Dining & Food categoryApply5.00%
effective
- 10visaHDFC Bank
Tata Neu Infinity HDFC Bank Credit Card
≈ 5% effective — 5% calculated as base 1.5% + 3.5% additional NeuCoins on partner Tata brands (non-EMI)
Annual fee: ₹1.5K✓ Starbucks-specificApply5.00%
effective
Frequently asked
Based on current bank-published rates, the HSBC Visa Cashback Credit Card (HSBC) gives the best rewards on Starbucks at 10.00% — 10% Cashback. Ri8Lane ranks 340+ Indian credit cards from HDFC, ICICI, Axis, SBI, American Express and more by their actual effective rate.
