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Shopping339 cards verifiedUpdated June 2026

Best Credit Card for Tata CLiQ

We compared 339 Indian credit cards on actual reward rates for Tata CLiQ purchases. Rates verified from bank-published T&Cs — no third-party data.

Top pick

Tata Neu Infinity SBI Credit Card 5.00%

Top 10 cards for Tata CLiQ

ranked by effective %
  1. Best for Tata CLiQ
    1
    visaSBI Card

    Tata Neu Infinity SBI Credit Card

    ≈ 5% effective — 5% NeuCoins (2% reward + 3% NeuPass) when paying on Tata Neu app

    Annual fee: ₹1.5KTata CLiQ-specific

    5.00%

    effective

    Apply
  2. 2
    visaHDFC Bank

    HDFC Bank Millennia Credit Card

    ≈ 5% effective — Capped at ₹1,000 cashback/cycle (≈₹20K spend) across these 10 brands combined. After cap, drops to 1%.

    Annual fee: ₹1KTata CLiQ-specific

    5.00%

    effective

    Apply
  3. 3
    visaHDFC Bank

    Tata Neu Infinity HDFC Bank Credit Card

    ≈ 5% effective — 5% calculated as base 1.5% + 3.5% additional NeuCoins on partner Tata brands (non-EMI)

    Annual fee: ₹1.5KTata CLiQ-specific

    5.00%

    effective

    Apply
  4. 4
    visaAxis Bank

    Axis Bank Freecharge Plus Credit Card

    All Freecharge app spends (shopping + bills + utility + recharges)

    Annual fee: ₹499Shopping category

    5.00%

    effective

    Apply
  5. 5
    mastercardRBL Bank

    RBL Signature Banking Credit Card

    Unlimited 4% on curated portal categories; 1% cap of ₹1,500/month elsewhere

    Annual fee: FREEShopping category

    4.00%

    effective

    Apply
  6. 6
    visaAxis Bank

    Axis Bank Atlas Credit Card

    ≈ 4% effective

    Annual fee: ₹5K

    4.00%

    effective

    Apply
  7. 7
    visaBank of Baroda

    BOBCARD ETERNA Credit Card

    ≈ 3.75% effective — 15 RP per ₹100 — capped at 5000 RP per cycle

    Annual fee: ₹2.5KShopping category

    3.75%

    effective

    Apply
  8. 8
    visaSBI Card

    IndiGo SBI ELITE Credit Card

    ≈ 3% effective

    Annual fee: ₹5.0K

    3.00%

    effective

    Apply
  9. 9
    visaSBI Card

    Landmark Rewards SBI SELECT Credit Card

    ≈ 3% effective

    Annual fee: ₹3.0K

    3.00%

    effective

    Apply
  10. 10
    mastercardRBL Bank

    RBL Bank Aspire Banking Credit Card

    Unlimited 3% on curated portal categories; 1% cap of ₹1,000/month elsewhere

    Annual fee: ₹1.5KShopping category

    3.00%

    effective

    Apply

Frequently asked

  • Based on current bank-published rates, the Tata Neu Infinity SBI Credit Card (SBI Card) gives the best rewards on Tata CLiQ at 5.00% — 5 per ₹100. Ri8Lane ranks 340+ Indian credit cards from HDFC, ICICI, Axis, SBI, American Express and more by their actual effective rate.