Best Credit Card for Flipkart
We compared 339 Indian credit cards on actual reward rates for Flipkart purchases. Rates verified from bank-published T&Cs — no third-party data.
Top pick
Flipkart Axis Bank Super Elite Credit Card 12.00%
Top 10 cards for Flipkart
ranked by effective %- Best for Flipkart1
mastercardAxis BankFlipkart Axis Bank Super Elite Credit Card
≈ 12% effective — Plus members: 12 SuperCoins/₹100 on Flipkart, capped at 300 SC/txn
Annual fee: ₹500✓ Flipkart-specificApply12.00%
effective
- 2
amexAmerican ExpressAmerican Express SmartEarn Credit Card
≈ 10% effective — Real ceiling = ₹2,500 spend/month per partner before cap. After cap → 1X base.
Annual fee: ₹495✓ Flipkart-specificApply10.00%
effective
- 3
visaSBI CardFlipkart SBI Credit Card
5% on Flipkart, 2GUD, Cleartrip via Flipkart
Annual fee: ₹499✓ Flipkart-specificApply5.00%
effective
- 4
visaHDFC BankHDFC Bank Millennia Credit Card
≈ 5% effective — Capped at ₹1,000 cashback/cycle (≈₹20K spend) across these 10 brands combined. After cap, drops to 1%.
Annual fee: ₹1K✓ Flipkart-specificApply5.00%
effective
- 5
rupayfintechSBM ZET Credit Card
Flat 5% cashback on Amazon Pay and Flipkart vouchers via ZET app
Annual fee: FREE✓ Flipkart-specificApply5.00%
effective
- 6
visaAxis BankAxis Bank Freecharge Plus Credit Card
All Freecharge app spends (shopping + bills + utility + recharges)
Annual fee: ₹499✓ Shopping categoryApply5.00%
effective
- 7
mastercardAxis BankFlipkart Axis Bank Credit Card
Flipkart Plus members get 5%; non-Plus get 4%
Annual fee: ₹500✓ Flipkart-specificApply5.00%
effective
- 8
mastercardRBL BankRBL Signature Banking Credit Card
Unlimited 4% on curated portal categories; 1% cap of ₹1,500/month elsewhere
Annual fee: FREE✓ Shopping categoryApply4.00%
effective
- 10
visaBank of BarodaBOBCARD ETERNA Credit Card
≈ 3.75% effective — 15 RP per ₹100 — capped at 5000 RP per cycle
Annual fee: ₹2.5K✓ Shopping categoryApply3.75%
effective
Frequently asked
Based on current bank-published rates, the Flipkart Axis Bank Super Elite Credit Card (Axis Bank) gives the best rewards on Flipkart at 12.00% — 12 per ₹100. Ri8Lane ranks 340+ Indian credit cards from HDFC, ICICI, Axis, SBI, American Express and more by their actual effective rate.
