Best Credit Card for Big Basket
We compared 339 Indian credit cards on actual reward rates for Big Basket purchases. Rates verified from bank-published T&Cs — no third-party data.
Top pick
Kotak Essentia Platinum Credit Card 10.00%
Top 10 cards for Big Basket
ranked by effective %- Best for Big Basket1visaKotak Mahindra Bank
Kotak Essentia Platinum Credit Card
≈ 10% effective — 10% Savings as Saving Points on Departmental & Grocery spends (welcome perk)
Annual fee: ₹1K✓ Groceries categoryApply10.00%
effective
- 2visaHSBC
HSBC Visa Cashback Credit Card
Headline 10% maxes at ₹10K spend/cycle, then back to 1.5%
Annual fee: ₹999✓ Groceries categoryApply10.00%
effective
- 3visaHSBC
HSBC Live+ Credit Card
10% maxes at ₹10K spend/cycle, then drops to 1.5%
Annual fee: ₹999✓ Groceries categoryApply10.00%
effective
- 4rupayHSBC
HSBC RuPay Cashback Credit Card
Monthly aggregate cap ₹400 (lower than Visa Cashback's ₹1K)
Annual fee: ₹499✓ Groceries categoryApply10.00%
effective
- 7mastercardRBL Bank
RBL Bank ShopRite Credit Card
≈ 5% effective — Beyond ₹5K monthly grocery, you drop to base 0.25% rate
Annual fee: ₹500✓ Groceries categoryApply5.00%
effective
- 8visaHDFC Bank
IndianOil HDFC Bank Credit Card
≈ 5% effective — 5% on groceries AND on bill payments (separate ₹100 caps each)
Annual fee: ₹500✓ Groceries categoryApply5.00%
effective
Frequently asked
Based on current bank-published rates, the Kotak Essentia Platinum Credit Card (Kotak Mahindra Bank) gives the best rewards on Big Basket at 10.00% — 0 per ₹0. Ri8Lane ranks 340+ Indian credit cards from HDFC, ICICI, Axis, SBI, American Express and more by their actual effective rate.
