Best Credit Card for BigBasket
We compared 339 Indian credit cards on actual reward rates for BigBasket purchases. Rates verified from bank-published T&Cs — no third-party data.
Top pick
Kotak Essentia Platinum Credit Card 10.00%
Top 10 cards for BigBasket
ranked by effective %- Best for BigBasket1
visaKotak Mahindra BankKotak Essentia Platinum Credit Card
≈ 10% effective — 10% Savings as Saving Points on Departmental & Grocery spends (welcome perk)
Annual fee: ₹1K✓ Groceries categoryApply10.00%
effective
- 2visaHSBC
HSBC Visa Cashback Credit Card
Headline 10% maxes at ₹10K spend/cycle, then back to 1.5%
Annual fee: ₹999✓ Groceries categoryApply10.00%
effective
- 3
visaHSBCHSBC Live+ Credit Card
10% maxes at ₹10K spend/cycle, then drops to 1.5%
Annual fee: ₹999✓ Groceries categoryApply10.00%
effective
- 4
rupayHSBCHSBC RuPay Cashback Credit Card
Monthly aggregate cap ₹400 (lower than Visa Cashback's ₹1K)
Annual fee: ₹499✓ Groceries categoryApply10.00%
effective
- 8
visaSBI CardTata Neu Infinity SBI Credit Card
≈ 5% effective — 5% NeuCoins (2% reward + 3% NeuPass) when paying on Tata Neu app
Annual fee: ₹1.5K✓ BigBasket-specificApply5.00%
effective
- 9
mastercardRBL BankRBL Bank ShopRite Credit Card
≈ 5% effective — Beyond ₹5K monthly grocery, you drop to base 0.25% rate
Annual fee: ₹500✓ Groceries categoryApply5.00%
effective
- 10
visaICICI BankICICI Bank Mine Credit Card
5% MineCash on partner brands (Pro 49) + additional brands for Premium 149
Annual fee: FREE✓ BigBasket-specificApply5.00%
effective
Frequently asked
Based on current bank-published rates, the Kotak Essentia Platinum Credit Card (Kotak Mahindra Bank) gives the best rewards on BigBasket at 10.00% — 0 per ₹0. Ri8Lane ranks 340+ Indian credit cards from HDFC, ICICI, Axis, SBI, American Express and more by their actual effective rate.
