Best Credit Card for Blinkit
We compared 339 Indian credit cards on actual reward rates for Blinkit purchases. Rates verified from bank-published T&Cs — no third-party data.
Top pick
RBL Bank Edition Credit Card 10.00%
Top 10 cards for Blinkit
ranked by effective %- Best for Blinkit
- 2visaKotak Mahindra Bank
Kotak Essentia Platinum Credit Card
≈ 10% effective — 10% Savings as Saving Points on Departmental & Grocery spends (welcome perk)
Annual fee: ₹1K✓ Groceries categoryApply10.00%
effective
- 3visaHSBC
HSBC Visa Cashback Credit Card
Headline 10% maxes at ₹10K spend/cycle, then back to 1.5%
Annual fee: ₹999✓ Groceries categoryApply10.00%
effective
- 4visaHSBC
HSBC Live+ Credit Card
10% maxes at ₹10K spend/cycle, then drops to 1.5%
Annual fee: ₹999✓ Groceries categoryApply10.00%
effective
- 5rupayHSBC
HSBC RuPay Cashback Credit Card
Monthly aggregate cap ₹400 (lower than Visa Cashback's ₹1K)
Annual fee: ₹499✓ Groceries categoryApply10.00%
effective
- 8mastercardRBL Bank
RBL Bank ShopRite Credit Card
≈ 5% effective — Beyond ₹5K monthly grocery, you drop to base 0.25% rate
Annual fee: ₹500✓ Groceries categoryApply5.00%
effective
- 9mastercardRBL Bank
Zomato Edition Classic Credit Card
≈ 5% effective
Annual fee: ₹500✓ Blinkit-specificApply5.00%
effective
- 10visaHDFC Bank
IndianOil HDFC Bank Credit Card
≈ 5% effective — 5% on groceries AND on bill payments (separate ₹100 caps each)
Annual fee: ₹500✓ Groceries categoryApply5.00%
effective
Frequently asked
Based on current bank-published rates, the RBL Bank Edition Credit Card (RBL Bank) gives the best rewards on Blinkit at 10.00% — 10 per ₹100. Ri8Lane ranks 340+ Indian credit cards from HDFC, ICICI, Axis, SBI, American Express and more by their actual effective rate.
