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Specialty339 cards verifiedUpdated June 2026

Best Credit Card for Cult.fit

We compared 339 Indian credit cards on actual reward rates for Cult.fit purchases. Rates verified from bank-published T&Cs — no third-party data.

Top pick

Flipkart SBI Credit Card 5.00%

Top 10 cards for Cult.fit

ranked by effective %
  1. Best for Cult.fit
    1
    visaSBI Card

    Flipkart SBI Credit Card

    Preferred merchant partners

    Annual fee: ₹499Cult.fit-specific

    5.00%

    effective

    Apply
  2. 2
    visaKotak Mahindra Bank

    Myntra Kotak Credit Card

    ≈ 5% effective — Max ₹1,000 cashback per cycle across preferred partners

    Annual fee: ₹500Cult.fit-specific

    5.00%

    effective

    Apply
  3. 3
    visaHDFC Bank

    HDFC Bank Millennia Credit Card

    ≈ 5% effective — Capped at ₹1,000 cashback/cycle (≈₹20K spend) across these 10 brands combined. After cap, drops to 1%.

    Annual fee: ₹1KCult.fit-specific

    5.00%

    effective

    Apply
  4. 4
    visaHDFC Bank

    Tata Neu Infinity HDFC Bank Credit Card

    ≈ 5% effective — 5% calculated as base 1.5% + 3.5% additional NeuCoins on partner Tata brands (non-EMI)

    Annual fee: ₹1.5KCult.fit-specific

    5.00%

    effective

    Apply
  5. 5
    visaAxis Bank

    Axis Bank Atlas Credit Card

    ≈ 4% effective

    Annual fee: ₹5K

    4.00%

    effective

    Apply
  6. 6
    visaSBI Card

    IndiGo SBI ELITE Credit Card

    ≈ 3% effective

    Annual fee: ₹5.0K

    3.00%

    effective

    Apply
  7. 7
    visaSBI Card

    Landmark Rewards SBI SELECT Credit Card

    ≈ 3% effective

    Annual fee: ₹3.0K

    3.00%

    effective

    Apply
  8. 8
    visaKotak Mahindra Bank

    Kotak Solitaire Credit Card

    ≈ 3% effective

    Annual fee: FREE

    3.00%

    effective

    Apply
  9. 9
    visaIndusInd Bank

    IndusInd Intermiles Voyage Visa Credit Card

    ≈ 3% effective

    Annual fee: ₹2K

    3.00%

    effective

    Apply
  10. 10
    mastercardIDFC FIRST Bank

    IndiGo IDFC FIRST Dual Credit Card

    ≈ 3% effective

    Annual fee: ₹5.0K

    3.00%

    effective

    Apply

Frequently asked

  • Based on current bank-published rates, the Flipkart SBI Credit Card (SBI Card) gives the best rewards on Cult.fit at 5.00% — 5% Cashback. Ri8Lane ranks 340+ Indian credit cards from HDFC, ICICI, Axis, SBI, American Express and more by their actual effective rate.