Best Credit Card for Amazon Pay Partner Network
We compared 339 Indian credit cards on actual reward rates for Amazon Pay Partner Network purchases. Rates verified from bank-published T&Cs — no third-party data.
Top pick
HDFC MoneyBack Plus Credit Card 10.00%
Top 10 cards for Amazon Pay Partner Network
ranked by effective %- Best for Amazon Pay Partner Network1visaHDFC Bank
HDFC MoneyBack Plus Credit Card
≈ 10% effective
Annual fee: ₹500✓ Amazon Pay Partner Network-specificApply10.00%
effective
- 2visaHDFC Bank
HDFC Bank Millennia Credit Card
≈ 5% effective — Capped at ₹1,000 cashback/cycle (≈₹20K spend) across these 10 brands combined. After cap, drops to 1%.
Annual fee: ₹1K✓ Amazon Pay Partner Network-specificApply5.00%
effective
- 4visaAxis Bank
Axis Bank Freecharge Plus Credit Card
All Freecharge app spends (shopping + bills + utility + recharges)
Annual fee: ₹499✓ Shopping categoryApply5.00%
effective
- 5amexAmerican Express
American Express SmartEarn Credit Card
≈ 5% effective — 5X on Amazon, capped at 250 MR per month (₹2,500 spend then 1X)
Annual fee: ₹495✓ Amazon Pay Partner Network-specificApply5.00%
effective
- 6mastercardRBL Bank
RBL Signature Banking Credit Card
Unlimited 4% on curated portal categories; 1% cap of ₹1,500/month elsewhere
Annual fee: FREE✓ Shopping categoryApply4.00%
effective
- 8visaBank of Baroda
BOBCARD ETERNA Credit Card
≈ 3.75% effective — 15 RP per ₹100 — capped at 5000 RP per cycle
Annual fee: ₹2.5K✓ Shopping categoryApply3.75%
effective
Frequently asked
Based on current bank-published rates, the HDFC MoneyBack Plus Credit Card (HDFC Bank) gives the best rewards on Amazon Pay Partner Network at 10.00% — 10 per ₹100. Ri8Lane ranks 340+ Indian credit cards from HDFC, ICICI, Axis, SBI, American Express and more by their actual effective rate.
