Best Credit Card for Amazon
We compared 339 Indian credit cards on actual reward rates for Amazon purchases. Rates verified from bank-published T&Cs — no third-party data.
Top pick
Amazon Pay ICICI Bank Credit Card 5.00%
Top 10 cards for Amazon
ranked by effective %- Best for Amazon1
visaICICI BankAmazon Pay ICICI Bank Credit Card
Unlimited 5% for Prime members
Annual fee: FREE✓ Amazon-specificApply5.00%
effective
- 2
visaICICI BankICICI Bank Mine Credit Card
5% MineCash on partner brands (Pro 49) + additional brands for Premium 149
Annual fee: FREE✓ Amazon-specificApply5.00%
effective
- 3
visaHDFC BankHDFC Bank Millennia Credit Card
≈ 5% effective — Capped at ₹1,000 cashback/cycle (≈₹20K spend) across these 10 brands combined. After cap, drops to 1%.
Annual fee: ₹1K✓ Amazon-specificApply5.00%
effective
- 4
rupayfintechSBM ZET Credit Card
Flat 5% cashback on Amazon Pay and Flipkart vouchers via ZET app
Annual fee: FREE✓ Amazon-specificApply5.00%
effective
- 6
visaAxis BankAxis Bank Freecharge Plus Credit Card
All Freecharge app spends (shopping + bills + utility + recharges)
Annual fee: ₹499✓ Shopping categoryApply5.00%
effective
- 7
amexAmerican ExpressAmerican Express SmartEarn Credit Card
≈ 5% effective — 5X on Amazon, capped at 250 MR per month (₹2,500 spend then 1X)
Annual fee: ₹495✓ Amazon-specificApply5.00%
effective
- 8
mastercardRBL BankRBL Signature Banking Credit Card
Unlimited 4% on curated portal categories; 1% cap of ₹1,500/month elsewhere
Annual fee: FREE✓ Shopping categoryApply4.00%
effective
- 10
visaBank of BarodaBOBCARD ETERNA Credit Card
≈ 3.75% effective — 15 RP per ₹100 — capped at 5000 RP per cycle
Annual fee: ₹2.5K✓ Shopping categoryApply3.75%
effective
Frequently asked
Based on current bank-published rates, the Amazon Pay ICICI Bank Credit Card (ICICI Bank) gives the best rewards on Amazon at 5.00% — 5% Cashback. Ri8Lane ranks 340+ Indian credit cards from HDFC, ICICI, Axis, SBI, American Express and more by their actual effective rate.
