Best Credit Card for Shell
We compared 339 Indian credit cards on actual reward rates for Shell purchases. Rates verified from bank-published T&Cs — no third-party data.
Top pick
IndianOil RBL Bank XTRA Credit Card 7.50%
Top 10 cards for Shell
ranked by effective %- Best for Shell1mastercardRBL Bank
IndianOil RBL Bank XTRA Credit Card
≈ 7.5% effective
Annual fee: ₹1.5K✓ Fuel categoryApply7.50%
effective
- 2visaSBI Card
BPCL SBI Card OCTANE
≈ 6.25% effective — Brand markets as 7.25% value back (6.25% RP + 1% fuel surcharge waiver)
Annual fee: ₹1.5K✓ Fuel categoryApply6.25%
effective
- 4visaICICI Bank
ICICI HPCL Super Saver Credit Card
≈ 5% effective — 5% total savings on HPCL fuel + HP Pay app (4% cashback + 1% surcharge waiver), cashback cap ₹200/mo
Annual fee: ₹500✓ Fuel categoryApply5.00%
effective
- 5rupayBank of Baroda
HPCL Energie RuPay BOBCARD Credit Card
≈ 4% effective — 24 RP per ₹150 = 4% + 1% fuel surcharge waiver = 5% total savings
Annual fee: FREE✓ Fuel categoryApply4.00%
effective
- 7visaSBI Card
BPCL SBI Credit Card
≈ 3.25% effective — Standard BPCL SBI markets as ~4.25% (13X RP + 1% fuel surcharge waiver).
Annual fee: ₹499✓ Fuel categoryApply3.25%
effective
Frequently asked
Based on current bank-published rates, the IndianOil RBL Bank XTRA Credit Card (RBL Bank) gives the best rewards on Shell at 7.50% — 15 per ₹100. Ri8Lane ranks 340+ Indian credit cards from HDFC, ICICI, Axis, SBI, American Express and more by their actual effective rate.
